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Core Banking
Accounts, ledgers, IBANs and limits.
Banking as a Service
Launch regulated banking products.
PEP & Sanctions
Screen against global watchlists.
Adverse Media
AI-driven global media screening.
Currency Data API
Real-time FX and crypto rates.
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Embedded Finance
Customers pay on their terms.
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Fix & flip, DSCR, and construction.
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Core Banking Made Simple
with NeoSDK

Launch deposit accounts, ledgers, virtual IBANs, interest, fees, and limits powered by a modern API-first core, built for fintech speed and bank-grade controls.

NeoSDK
Unlimited Checks
SS
Sharon Smith
Dashboard
AML NAMESEARCH
Single Search
Batch Scan
AML Risk Scan
ID Verification
KYB
Manage Teams
API Keys
RETURN TO
API Documentation
Guides
Dashboard
Welcome to your Core Banking Dashboard.
Accounts Opened
5,490
+16.93% This Month
Total Ledger Volume
$9,495
+4.63% vs. last month
Active IBANs
1,480
+4.26% This Week
Transaction Volume
Last 30 days
$2,995.81
↑ 7.13% vs. last week
Module Breakdown
Top categories
Payments
Accounts
FX / Rates
Cards
AML / KYC
Crypto Wallets
60+
Ready integrations across KYC, cards, FX & more
12
Core banking capability modules available
<5d
Typical time from sandbox to first live account
99.9%
Uptime SLA on all core banking API endpoints

Discover our core banking capabilities

A modern core banking stack designed for speed, control, and compliant growth built to plug into your existing rails and providers.

Customer onboarding

KYB/KYC-ready onboarding flows with risk rules and audit trails.

AML / KYC

Screening, monitoring, and case management with configurable thresholds.

Current accounts

Ledger-backed accounts with statements, limits, and reconciliation.

Payments & transfers

Domestic and cross-border flows with routing and status tracking.

Currencies & rates

FX rates, spreads, and multi-currency balances with controls.

Tariffs & fees

Rule-based pricing: tiers, bundles, waivers, and volume discounts.

Payment cards

Card issuing, controls, limits, and spend rules via partner rails.

OTP / MAC generator

Secure auth primitives for approvals, signing, and sensitive actions.

Mobile & web apps

White-label UI kits and templates to launch faster.

Financial accounting

Posting rules, journals, exports, and finance ops workflows.

Crypto wallet

Custody-ready wallet hooks and monitoring options.

60+ ready integrations

Providers across KYC, cards, FX, messaging, and reporting.

Getting Started

From integration to live banking product

A structured path from your first API call to a production-grade banking product in days, not months.

1
Connect via API

Authenticate with your API key and spin up a sandbox environment. Full docs, SDK helpers, and Postman collections available on day one.

2
Configure modules

Pick the core modules you need — accounts, payments, cards, FX, KYC — and configure rules, limits, and compliance hooks in the dashboard.

3
Plug in partners

Connect to one or more BaaS or KYC partners from our marketplace. Switch or add providers without touching your core integration.

4
Go live & scale

Launch commercially with bank-grade controls, monitoring, and SLA-backed uptime. Scale across regions and products on the same API surface.

Use Cases

What teams build with NeoSDK Core

From challenger banks to embedded finance — one platform powers it all.

01 —
Challenger & neobank launch

Launch a fully licensed or e-money account product with deposits, virtual IBANs, debit cards, and KYC — all via one integration layer, in weeks.

IBANs KYC Cards Payments
02 —
Embedded finance platform

Add banking features to a non-bank product. Issue wallets, enable payouts, and collect funds — without building your own banking infrastructure.

Wallets Payouts FX
03 —
Business banking & treasury

Multi-currency accounts, FX management, batch payments, and financial accounting for SMBs and corporates — with full audit trail and API access.

Multi-currency FX Accounting
04 —
Crypto-fiat bridge

Combine custody-ready crypto wallet hooks with fiat accounts, SEPA payments, and compliance screening for a regulated on/off-ramp product.

Crypto SEPA AML
05 —
Card programme management

Issue virtual and physical debit or prepaid cards with spend controls, limits, real-time notifications, and fraud rule configuration via API.

Cards Limits Fraud rules
06 —
Lending & credit infrastructure

Power loan origination, repayment schedules, interest calculation, and fee management on top of the NeoSDK ledger and accounting primitives.

Ledger Interest Fees
Developer-First

One unified API for your entire banking core

Accounts, ledgers, payments, cards, FX — all accessible through a single authenticated REST surface. Sandbox to production in days.

REST API + SDK helpers
Standard JSON REST. Node.js, Python, and Go SDKs available to accelerate integration from day one.
Full sandbox environment
Mirror of production with test accounts, ledger entries, and simulated payment flows — no real funds needed.
Real-time webhooks
Subscribe to account created, payment settled, card blocked, KYC approved, and 40+ other event types.
Bank-grade audit trails
Every ledger mutation, compliance event, and API call is logged with immutable records ready for regulator inspection.
POST /v1/core/accounts/create
// Open a current account for a customer
const account = await neo.core.accounts.create({
  customerId: 'cust_01JXYZ',
  type:       'current',
  currency:   'GBP',
  alias:      'Main GBP account',
  limits: {
    dailyDebit:  5000000,
    monthlyDebit: 50000000
  }
});

{
  "id":       "acct_01JABC",
  "iban":     "GB29NWBK60161331926819",
  "currency": "GBP",
  "balance":  0,
  "status":   "active"
}

Launch your core banking product — faster than you think

Start in sandbox today. One API, bank-grade controls, 60+ integrations, and a team that ships with you.