Move money across borders with confidence.
Cross-border payments are still too slow, too expensive, and too opaque. NeoSDK gives money transfer operators the global payment rails, real-time FX intelligence, and automated compliance tooling to build better remittance products.
{
"transfer_id": "txn_01HXYZ...",
"status": "settled",
"amount": 500.00,
"fx_rate": 1587.50,
"recipient_credit":793750.00,
"corridor": "USD-NGN"
}
Cross-border payments are broken for the people who need them most.
The global remittance market is worth over 800 billion dollars annually, yet the experience for senders and recipients remains painful. Transfers take days, fees are hidden, exchange rates are punishing, and compliance processes create delays at the worst possible moment.
Building a competitive money transfer product means solving payment rail access, real-time FX pricing, AML screening, and bank validation simultaneously and across dozens of corridors.
The complete stack for modern money transfer products.
NeoSDK gives money transfer operators a single integration point for payment rails, FX intelligence, compliance screening, and bank identifier validation across every major corridor.
Global Payment Rails
Access SEPA, SWIFT, ACH, Faster Payments, and local payment rails across 40 plus countries through one unified API with transparent fee structures.
Real-Time FX Intelligence
Live exchange rates for 170 plus currency pairs refreshed every 60 seconds with historical data and time-series endpoints for transparency and audit.
Bank Code Validation
Validate IBAN, BIC, routing numbers, and local bank identifiers before every transfer to eliminate payment returns and reduce failed transaction rates.
Sender KYC Verification
Verify senders instantly with electronic identity checks, document verification, and biometric liveness detection before any transfer is processed.
AML and Sanctions Screening
Screen every sender, recipient, and transaction against 4.4 million plus global PEP and sanctions profiles automatically on every transfer request.
Virtual Account Staging
Stage transfers through dedicated virtual IBANs for clean fund segregation, transparent audit trails, and simplified reconciliation.
How a NeoSDK-powered transfer works
Every transfer goes through a four-stage process designed to maximise speed while maintaining full compliance at every step.
Sender initiates the transfer. KYC verification runs instantly. Bank identifiers are validated before any funds move. Sanctions screening fires in parallel.
Real-time FX rate is locked at the moment of initiation. Fee breakdown is calculated transparently. Recipient is shown the exact amount they will receive.
NeoSDK selects the optimal payment rail for the corridor based on speed, cost, and settlement time. Transfer executes with a unique transaction reference.
Funds credit the recipient account. Webhook notification fires to the sender. Full audit trail stored for regulatory reporting and dispute resolution.
Power your money transfer product with NeoSDK.
From corridor-specific payment rails to real-time FX pricing, NeoSDK gives transfer operators the infrastructure to compete with the best in the market.