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Embed financial services directly into your platform.

Modern platforms do not just move data. They move money. NeoSDK gives you the full stack of banking infrastructure, compliance tooling, and payment rails to embed financial services natively inside any product.

{
  "account": {
    "iban":    "GB29NWBK60161331926819",
    "balance": 4820.00,
    "currency":"GBP"
  },
  "kyc_status": "verified"
}
Embedded Finance Stack
Financial services as a native feature of your platform
Banking, compliance, and payments as invisible infrastructure your users interact with inside your product.
The Challenge

Your users want financial tools inside your app. Building them takes years.

The demand for embedded financial features has accelerated dramatically. Users expect to hold balances, make payments, and receive funds without leaving the platforms they already use daily.

The reality is that building these features from scratch requires banking licences, compliance frameworks, payment rail integrations, and years of regulatory approvals. Most teams simply cannot afford that investment.

18 to 36 months to build compliant payment infrastructure
Regulatory approval processes that stall product launches
Fragmented third party APIs with inconsistent documentation
Ongoing compliance obligations with no in-house expertise
3xfaster
time to market vs building in-house
90days
average launch to production
40+countries
supported out of the box
99.9%%
platform uptime SLA
How NeoSDK Helps

Everything you need to embed finance. Nothing you do not.

NeoSDK provides a unified API layer that brings together accounts, payments, KYC verification, and compliance monitoring so you can ship embedded financial features in weeks rather than years.

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Account Infrastructure

Virtual IBANs, multi-currency wallets, and deposit accounts provisioned via API for any user on your platform.

Banking as a Service
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KYC at Onboarding

Identity verification, document checks, and sanctions screening embedded directly into your user onboarding flow.

ID Verification
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FX and Currency Rates

Real-time and historical exchange rates for 170 plus currencies built directly into wallet and payment screens.

Currency Data API
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Payment Orchestration

SEPA, SWIFT, Faster Payments, and ACH under one API so your users can send and receive money in any corridor.

Payment Rails
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AML Transaction Monitoring

Automated screening of every transaction against global watchlists so your platform stays compliant without manual effort.

Compliance Layer
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Bank Code Validation

Validate IBANs, BIC codes, routing numbers, and 10 plus other bank identifier formats before any payment is processed.

Bank Data API
How It Works

From API key to live embedded finance feature

A structured four step process designed to get your embedded finance feature into production fast.

1
Integrate

Add your NeoSDK API key and call the accounts endpoint to provision virtual IBANs for your users within the first session.

2
Configure

Define KYC tiers, transaction limits, supported currencies, and compliance rules through the dashboard or programmatically via API.

3
Test

Use the full-featured sandbox environment with realistic fixture data before touching any production infrastructure.

4
Go Live

Deploy with confidence. Our infrastructure team monitors your integration and your account manager is available from day one.

Ready to embed finance into your platform?

Thousands of teams have launched embedded financial features using NeoSDK. Speak to our team and we will show you exactly how it works for your product.

Free sandbox access No credit card required Live in days not months Dedicated support