The infrastructure stack for the next generation of banking.
Launching a neobank means solving core banking, KYC and KYB onboarding, card issuing, payment rails, and AML compliance simultaneously. NeoSDK provides every layer of that stack so you can focus on building the customer experience that differentiates you.
{
"account": {
"type": "current",
"iban": "GB29NWBK60161331926819",
"card_id": "crd_01HXYZ..."
},
"customer": {
"kyc": "verified",
"risk": "low"
}
}
Challenging incumbent banks requires the same infrastructure they spent decades building.
The neobank market has exploded with challenger brands, but the teams that succeed are those who spent the least time on infrastructure and the most time on product design, customer acquisition, and market positioning.
Building core banking from scratch, negotiating card programme agreements, integrating payment rails, and standing up an AML function can cost 10 to 30 million dollars before the first customer ever transacts.
Every layer of a modern neobank. One integration.
NeoSDK provides the complete neobank infrastructure stack as configurable API services. White-label if you want invisibility, or branded where transparency builds trust.
Core Banking Ledger
Multi-currency double-entry ledger engine with real-time balance updates, transaction history, and automated reconciliation at any transaction volume.
Customer KYC Onboarding
Biometric identity verification, document scanning, liveness detection, and PEP screening in under 60 seconds for consumer onboarding at scale.
Card Programme Management
Virtual and physical card issuing on Visa and Mastercard rails with configurable spend controls, real-time notifications, and fraud rules.
Payment Rail Access
SEPA, SWIFT, Faster Payments, ACH, and local payment schemes across 40 plus countries from a single API integration with no minimum volumes.
AML and Fraud Prevention
Automated transaction monitoring against 4.4 million plus global profiles with configurable rules, escalation workflows, and full regulatory reporting.
Business KYB Onboarding
Verify business customers against 180 plus global registries, map UBO structures, and apply ongoing monitoring for corporate account holders.
Your neobank from concept to market
NeoSDK compresses the typical neobank launch timeline from 2 to 3 years down to 90 days through a structured delivery process.
Define your product roadmap, target markets, and compliance requirements. NeoSDK configures the platform to match your regulatory environment and product vision.
Brand the platform, configure KYC tiers, set AML rules, and integrate your customer experience layer against the NeoSDK sandbox environment.
Complete regulatory review with our compliance team, run UAT, and obtain the sign-offs required in your target jurisdiction before any customer touches the product.
Go live with your first cohort of customers. NeoSDK infrastructure scales automatically and your dedicated account manager monitors the deployment from day one.
Launch your neobank with NeoSDK.
Get a private technical briefing on the NeoSDK neobank stack and see exactly how we would configure it for your product, market, and team.